Terms of Service

Last Updated: [Insert Date] · Effective Date: [Insert Date]

Note: This document is a business-oriented draft prepared for review. It is not legal advice and should be reviewed by qualified counsel before publication.

1. Introduction

These Terms of Service (the “Terms”) form a legally binding agreement between you and [Insert Full Legal Entity Name], doing business as SKYWYE (“SKYWYE,” “we,” “us,” or “our”), concerning your access to and use of the SKYWYE website, applications, marketplace, payment features, APIs, communications tools, and related services (collectively, the “Platform”).

By creating an account, clicking an acceptance button, accepting a Collaboration Agreement, accessing the Platform, or otherwise using the Platform, you confirm that you have read, understood, and agree to these Terms, the Privacy Policy, and any additional policies or campaign-specific terms that apply to your use of the Platform.

If you use the Platform on behalf of a company or other legal entity, you represent that you have authority to bind that entity. In that case, “you” and “User” refer to both you and that entity.

If you do not agree to these Terms, you must not access or use the Platform.

2. Definitions

Term	Meaning
Affiliate Partner	a User who promotes a Brand, product, service, campaign, or offer and may earn commissions or other performance-based compensation.
Brand	a business, organization, agency, or authorized representative seeking Creators or Affiliate Partners through the Platform.
Campaign	a content, promotional, affiliate, gifting, or other collaboration opportunity published, offered, or managed through the Platform.
Collaboration Agreement	the binding campaign-specific agreement formed when the relevant Users accept the final terms for a Campaign, including the brief, Deliverables, compensation, deadlines, revision limits, usage rights, and other stated conditions.
Creator	an individual, freelancer, studio, or business that provides content, creative, production, promotional, or related services.
Deliverables	the content, services, posts, files, reports, promotional activities, or other work specified in a Collaboration Agreement.
Payment Provider	a third-party payment, payout, identity-verification, banking, or financial-services provider used in connection with the Platform, which may include Stripe or another provider.
Payment Services	payment collection, payment authorization, payout, refund, verification, transaction-record, and related functionality made available through SKYWYE or a Payment Provider.
Platform Content	content, interfaces, software, trademarks, documentation, data, designs, and materials owned or licensed by SKYWYE, excluding User Content.
User	any person or entity accessing or using the Platform, including a Brand, Creator, Affiliate Partner, agency, or authorized team member.
User Content	content, files, messages, logos, briefs, applications, Deliverables, profiles, reviews, and other materials submitted, uploaded, transmitted, or displayed by a User.

3. Platform Role and User Relationships

SKYWYE provides technology and marketplace tools that help Users discover one another, communicate, document Campaign terms, manage workflows, and, where available, facilitate payments. Except where SKYWYE expressly enters into a separate written agreement, SKYWYE is not a party to a Collaboration Agreement and does not itself provide the Creator or Affiliate Partner services offered through the Platform.

Users contract directly with one another. SKYWYE does not act as a User’s employer, employee, partner, joint venturer, fiduciary, agent, talent representative, broker, or insurer. No employment, partnership, agency, franchise, or joint-venture relationship is created between SKYWYE and any User or between Users merely because they use the Platform.

SKYWYE does not guarantee that any User will receive opportunities, complete a Campaign, make sales, obtain a particular result, or provide services of any particular quality. SKYWYE may assist with disputes and payment administration as described in these Terms, but Users remain responsible for evaluating each other, agreeing to commercially appropriate terms, and complying with applicable law.

4. Accounts, Eligibility and Verification

4.1 Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract. If local law requires a higher age, you must satisfy that requirement. You may not use the Platform if you are prohibited from doing so under applicable sanctions, trade restrictions, court orders, or other laws.

4.2 Accurate Information and Account Security

You must provide accurate, current, and complete information and keep it updated. You are responsible for safeguarding your credentials, restricting access to your account, and all activity conducted through your account. You must promptly notify SKYWYE of suspected unauthorized access or security incidents.

4.3 Verification

SKYWYE or its service providers may request identity, business, tax, payment, social-account, audience, or other verification information. This may include government identification, proof of address, business registration documents, tax records, bank information, or evidence that you control an account or represent a business. SKYWYE may refuse, restrict, or suspend access if verification is incomplete, inconsistent, misleading, or raises safety or compliance concerns.

4.4 Account Restrictions

Unless SKYWYE permits otherwise, accounts may not be sold, transferred, leased, shared outside an authorized team, or created to evade a suspension. Users may not maintain deceptive duplicate accounts or impersonate another person or entity.

5. Campaigns and Collaborations

5.1 Campaign Briefs and Invitations

Brands are responsible for publishing clear, accurate, lawful, and sufficiently detailed Campaign briefs. A brief should identify the Deliverables, deadlines, compensation, payment method, revision limits, usage rights, disclosure requirements, required approvals, product-shipping terms, and any material eligibility conditions. A Campaign invitation normally expires seven (7) calendar days after it is issued unless the invitation states another period.

5.2 Formation and Electronic Acceptance

A Collaboration Agreement is formed when the Brand and the participating Creator or Affiliate Partner electronically accept the final campaign terms through the Platform. Electronic acceptance, click-through acceptance, and recorded Platform confirmations have the same effect as a signed agreement to the extent permitted by law. Users should keep material Campaign communications, approvals, submissions, and changes within the Platform.

5.3 Scope, Deliverables and Acceptance Standards

The Collaboration Agreement defines the complete scope of work. Deliverables will be assessed against the objective requirements in the accepted Campaign brief and Collaboration Agreement. A Brand may not reject work solely because of a new or undisclosed subjective preference that conflicts with or falls outside the agreed brief. Partial delivery does not constitute completion unless the Brand accepts the partial performance or the parties agree in writing to revised terms.

5.4 Review Period and Deemed Approval

Unless a Collaboration Agreement states a different period, the Brand must approve the Deliverables, provide a reasoned rejection, or request an included revision within five (5) business days after submission. If the Brand takes no action within the review period, SKYWYE may deem the Deliverables approved after an additional two (2) business days, unless there is a documented dispute, suspected fraud, legal restriction, or technical issue.

5.5 Revisions and Change Requests

The Collaboration Agreement must state the number of included revision rounds. A request that changes the concept, quantity, format, audience, location, production requirements, usage rights, deadline, or other material term is a "Change Request" and is not binding unless both parties approve the revised scope, compensation, and timeline through the Platform or another verifiable written record.

5.6 Responsibilities of Creators

Provide the agreed Deliverables professionally and on time
Promptly communicate foreseeable delays or obstacles
Use only content, music, images, footage, software, claims, and materials they are authorized to use
Follow the Campaign brief and applicable advertising-disclosure requirements
Obtain any necessary releases, permits, consents, or subcontractor permissions
Not delegate or subcontract material work without the Brand’s prior written approval, unless the Collaboration Agreement expressly permits it

5.7 Responsibilities of Brands

Provide an accurate brief, lawful instructions, required assets, substantiation for advertising claims, and timely feedback
Review Deliverables within the applicable review period
Pay the agreed compensation and applicable fees
Respect revision limits and usage rights
Not harass, threaten, discriminate against, or pressure a Creator or Affiliate Partner to violate law or platform policy
Not post deceptive, fraudulent, illegal, or impossible Campaign requirements

5.8 Cancellation

Before work begins, either party may cancel subject to the Collaboration Agreement. If a Brand cancels after work has begun without Creator default, the Creator may be entitled to payment for completed work, committed production costs, and any agreed cancellation fee. If a Creator cancels without a valid reason after work has begun, the Brand may receive an appropriate refund and the Creator may lose entitlement to unpaid compensation.

5.9 Creator Default

A Creator may be in default if the Creator materially fails to deliver, misses deadlines without reasonable communication, submits work that materially departs from the agreed brief, misrepresents qualifications or audience data, violates applicable law, or abandons the Campaign without a valid reason. Potential consequences include cancellation, reduction or denial of unpaid compensation, refund of SKYWYE-held funds, removal of Deliverables, account restrictions, or suspension.

5.10 Brand Default

A Brand may be in default if it fails to fund or pay an agreed amount, unreasonably refuses approval despite conformity with the brief, repeatedly demands out-of-scope work without compensation, fails to provide required assets or feedback, disappears during an active Campaign, misuses Deliverables beyond the licensed rights, or posts fraudulent briefs. Potential consequences include deemed approval, payment release, cancellation, account restrictions, or suspension.

5.11 Completion of Deliverables

Unless otherwise agreed in writing, a Creator satisfies the applicable performance obligations only upon completion of all material Deliverables specified in the accepted Collaboration Agreement. Partial completion does not constitute full performance unless the Brand expressly accepts the partial Deliverables or the parties mutually agree to revise the scope, timeline, or compensation.

6. Payments, Fees, Refunds and Chargebacks

6.1 Payment Methods

Payments may be arranged directly between Users or processed through SKYWYE where Payment Services are available. The Collaboration Agreement and checkout disclosures will identify the applicable method. Availability may vary by country, currency, account type, Campaign, and Payment Provider.

6.2 SKYWYE Payments

When a Brand uses SKYWYE Payments, the Brand authorizes the applicable Payment Provider to collect, authorize, or secure the required amount. Funds may be released after approval, deemed approval, verified performance, or another stated milestone. SKYWYE may pause, delay, withhold, reverse, or adjust a payout while investigating a dispute, chargeback, fraud concern, sanctions issue, identity-verification issue, legal request, technical error, or violation of these Terms. Unless expressly stated otherwise, SKYWYE is not a bank, money transmitter, trustee, or regulated escrow provider.

6.3 Off-Platform Payments

If Users choose an off-platform payment method, the Brand is solely responsible for payment and the recipient is solely responsible for collection. SKYWYE does not collect, hold, secure, guarantee, release, or recover off-platform funds and is not responsible for non-payment, late payment, fraud, refunds, or chargebacks arising from such arrangements.

6.4 Platform Fees

SKYWYE does not currently charge an upfront subscription fee for standard marketplace access unless otherwise disclosed. A platform, service, transaction, payment-processing, payout, verification, or other fee may apply when using particular features. All applicable fees will be shown before the relevant transaction is confirmed. SKYWYE may introduce or modify fees prospectively. Changes will not retroactively alter the commercial terms of an existing accepted Collaboration Agreement unless required by law.

6.5 Refunds

Refund eligibility depends on the Campaign stage, the Collaboration Agreement, completed work, committed costs, and the reason for cancellation. Before work begins, the funded amount may be refundable less non-refundable fees. After work begins, only the unearned portion may be refundable. After compliant Deliverables have been approved or deemed approved, the related payment is generally non-refundable. Processing fees and other third-party costs may be non-refundable.

6.6 Chargebacks and Payment Reversals

A User may not initiate an improper chargeback or payment reversal after receiving approved Deliverables or other value. If a chargeback, reversal, or payment failure occurs, SKYWYE may suspend the account, withhold future payouts, debit amounts otherwise payable, recover reasonable costs, revoke access to unpaid licensed content, or pursue other remedies permitted by law.

6.7 Currency and Foreign Exchange

Transactions may be displayed or processed in one or more supported currencies. Exchange rates may be set by the Payment Provider, financial institution, card network, or SKYWYE at the time of conversion. Users are responsible for disclosed conversion fees, bank charges, and exchange-rate differences.

6.8 Taxes and Withholding

Users are responsible for determining and satisfying their own income tax, sales tax, value-added tax, goods and services tax, withholding, reporting, invoicing, registration, and similar obligations. SKYWYE or a Payment Provider may collect tax information, issue tax forms, withhold amounts, or report transactions where required by law. SKYWYE does not provide tax advice.

6.9 Payment Delays

Payment or payout processing may be delayed by verification requirements, disputes, fraud reviews, chargebacks, banking networks, weekends and holidays, sanctions screening, legal requests, system outages, Payment Provider actions, or events beyond SKYWYE’s reasonable control. SKYWYE will use reasonable efforts to facilitate payment once the cause of delay is resolved.

7. Gifting and Non-Cash Collaborations

Brands may offer products, services, travel, experiences, classes, access, discounts, or other non-cash consideration. The Collaboration Agreement must identify the item or benefit, stated value, shipping responsibility, customs or tax responsibility, Deliverables, deadlines, return conditions, and whether cash compensation is also payable.

A Brand that provides non-cash consideration before performance assumes the risk that the Creator may not complete the Campaign. SKYWYE may take platform action against a defaulting Creator but does not reimburse the Brand for products, shipping, services, experiences, or other benefits provided directly.

Creators must disclose gifted or free products and other material connections where required by applicable advertising law.

8. Content, Intellectual Property and Confidentiality

8.1 User Ownership

As between SKYWYE and a User, the User retains ownership of User Content, subject to licenses granted in these Terms and any Collaboration Agreement. Each User represents that it owns or has all rights necessary to upload, share, license, and use its User Content.

8.2 Campaign Usage Rights

Ownership, license scope, editing rights, territories, platforms, duration, paid-media rights, exclusivity, whitelisting, sublicensing, and other usage terms must be stated in the Collaboration Agreement. A Brand may not use, edit, resell, sublicense, distribute, or exploit Deliverables beyond those agreed rights. Usage rights conditioned on payment do not become effective until the required payment is completed.

8.3 Portfolio Rights

Unless the Collaboration Agreement states that the work is confidential, exclusive, embargoed, or subject to another restriction, a Creator may display publicly released completed work in a personal portfolio and identify the Brand after the Campaign becomes public. A Creator may not disclose confidential campaign information or unpublished launches.

8.4 License to SKYWYE and Promotional Rights

You grant SKYWYE a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, display, transmit, and otherwise use User Content as reasonably necessary to operate, secure, support, and improve the Platform. Where your profile, Brand name, logo, public Campaign, or publicly released Deliverable is visible on the Platform, you also permit SKYWYE to display it in Platform directories and ordinary marketplace promotion.

8.5 Confidentiality

“Confidential Information” includes non-public briefs, pricing, product launches, prototypes, marketing plans, customer information, trade secrets, platform credentials, and other information that a reasonable person would understand to be confidential. The receiving User must use Confidential Information only for the relevant Campaign, protect it with reasonable care, and disclose it only to authorized persons who are bound by appropriate confidentiality duties.

8.6 Copyright and Intellectual Property Complaints

SKYWYE may remove or restrict allegedly infringing content and may terminate repeat infringers. A rights holder may submit a notice identifying the protected work, the allegedly infringing material, contact information, a good-faith statement, and a statement of accuracy and authority.

9. Affiliate Partner Activities and Advertising Compliance

Affiliate Partners and Creators must make clear and conspicuous disclosures of material connections, sponsorships, free products, commissions, and other incentives whenever required. They must comply with applicable advertising, consumer-protection, competition, platform, endorsement, testimonial, privacy, anti-spam, and intellectual-property laws and rules in every jurisdiction and channel where their content may reasonably have an effect.

Users may not make false, deceptive, unsubstantiated, or unauthorized claims; conceal an advertising relationship; use misleading redirects; engage in cookie stuffing; bid on restricted trademarks; send unlawful commercial messages; impersonate a Brand; or generate fraudulent clicks, leads, installs, conversions, reviews, or sales.

Brands are responsible for providing lawful claims, substantiation, mandatory disclosures, and campaign-specific compliance instructions.

10. User Conduct and Prohibited Activities

Users must use the Platform lawfully, honestly, and respectfully. Without limitation, Users may not:

Harass, threaten, abuse, discriminate against, exploit, or intimidate another person
Impersonate another person or entity or misrepresent identity, authority, qualifications, audience, engagement, location, business status, or campaign performance
Create or purchase fake followers, fake engagement, fake reviews, fraudulent leads, or fabricated analytics
Scrape, harvest, copy, sell, or misuse Platform data or personal information without authorization
Send spam, chain messages, malware, phishing content, or unsolicited commercial communications in violation of law
Upload malicious code, interfere with security, reverse engineer protected Platform components, or attempt unauthorized access
Infringe intellectual property, privacy, publicity, confidentiality, or other rights
Use the Platform to facilitate fraud, money laundering, sanctions evasion, illegal gambling, unlawful financial activity, trafficking, exploitation, or other illegal conduct
Circumvent fees, payment controls, account restrictions, or enforcement measures
Manipulate search rankings, reviews, disputes, approvals, or payment outcomes

10.1 Restricted and Prohibited Campaign Categories

SKYWYE may prohibit or restrict Campaigns involving regulated, age-restricted, hazardous, deceptive, or high-risk goods, services, or activities, including firearms or weapons, illegal drugs, controlled substances, adult sexual services or explicit content, tobacco or nicotine, alcohol, gambling, financial products, cryptocurrency, political advertising, health claims, supplements, medical services, CBD or cannabis, contests, and other categories identified in Platform policies. Users must not publish a Campaign in a restricted category without written authorization from SKYWYE and full compliance with applicable law.

11. Reviews, Ratings and Marketplace Integrity

Reviews and ratings must reflect genuine, first-hand experiences and must not be false, misleading, purchased, coerced, retaliatory, discriminatory, or submitted in exchange for undisclosed incentives. Users may not condition payment or benefits on a positive review. SKYWYE may moderate, label, restrict, or remove reviews that violate these Terms, contain prohibited content, reveal confidential information, or appear fraudulent.

12. Trust, Safety, Fraud Investigations and Moderation

SKYWYE may monitor Platform activity, use automated risk scoring, review communications and transaction records, request documentation, verify identities, freeze or delay payouts, restrict features, remove content, or suspend accounts when reasonably necessary to investigate fraud, abuse, payment risk, intellectual-property complaints, safety concerns, or legal compliance. Users must cooperate with reasonable investigations. Failure to provide requested information, provision of false information, or attempts to obstruct an investigation may result in restrictions or termination.

13. Disputes Between Users

Users should first attempt in good faith to resolve disputes directly through the Platform. If the dispute concerns SKYWYE-processed funds, either party may submit a dispute with supporting evidence within the period shown on the Platform or, if no period is shown, within fourteen (14) calendar days after the disputed decision or submission.

SKYWYE may review the Collaboration Agreement, Campaign brief, Platform communications, submission history, approvals, usage, payment records, and other available evidence. SKYWYE may pause funds and make an administrative determination regarding payment allocation within the Platform. SKYWYE is not a court, arbitrator, or law firm and is not obligated to resolve every underlying legal or factual dispute.

14. Platform Availability, Beta Features and APIs

14.1 Availability and Maintenance

The Platform may be unavailable due to scheduled maintenance, emergency maintenance, upgrades, third-party outages, security incidents, network failures, or other causes. SKYWYE does not guarantee uninterrupted, error-free, or continuously available service.

14.2 Beta and Experimental Features

Features identified as beta, preview, pilot, experimental, or early access may be changed, suspended, or discontinued at any time and may contain errors. They are provided without service-level commitments or guarantees and should not be relied on for critical operations.

14.3 APIs and Integrations

If SKYWYE provides APIs, developer tools, social integrations, or third-party connectors, Users must comply with applicable documentation, rate limits, security requirements, and third-party terms. SKYWYE may revoke access for misuse, excessive requests, security risk, or policy violations.

14.4 Operational Delays Beyond SKYWYE’s Reasonable Control

Certain Platform services may be delayed due to circumstances beyond SKYWYE’s reasonable control, including actions by Payment Providers, financial institutions, banking networks, telecommunications providers, cloud service providers, governmental authorities, or other third parties. SKYWYE will use commercially reasonable efforts to resume affected services promptly once the underlying cause of the delay has been resolved.

15. Privacy and Cookies

Use of the Platform is subject to the SKYWYE Privacy Policy, which explains how personal information and tracking technologies are handled. Users who receive personal information through the Platform must process it lawfully, securely, and only for authorized collaboration purposes. Users may not sell, scrape, disclose, or reuse another User’s personal information for unrelated marketing or profiling without a valid legal basis.

16. Suspension and Termination

You may stop using the Platform and request account closure subject to outstanding Campaigns, payments, disputes, and legal retention requirements. SKYWYE may warn, restrict, suspend, or terminate an account immediately or after notice if the User violates these Terms, poses a risk to Users or the Platform, engages in fraud or abuse, fails verification, creates payment risk, infringes rights, violates law, or repeatedly receives substantiated complaints.

Following suspension or termination, SKYWYE may cancel open Campaigns, preserve records, withhold funds as legally permitted, process outstanding refunds or payouts, and restrict access to User Content. Termination does not eliminate obligations or liabilities accrued before termination.

17. Disclaimers of Warranties

To the maximum extent permitted by law, the Platform, payment features, user profiles, campaigns, and all related services are provided “as is” and “as available.” SKYWYE disclaims all express, implied, and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and any warranty arising from course of dealing or usage of trade. SKYWYE does not warrant that the Platform will be uninterrupted or error-free; that users, campaigns, content, claims, audience data, or results are accurate or reliable; or that any user will complete a transaction, pay an amount, obtain sales, or achieve a particular outcome. Some jurisdictions do not allow certain disclaimers, so some of the above may not apply to you.

18. Limitation of Liability

To the maximum extent permitted by law, SKYWYE and its affiliates, officers, directors, employees, contractors, and service providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages; loss of profits, revenue, business, goodwill, data, opportunity, or expected savings; or damages arising from user conduct, user content, campaigns, off-platform transactions, third-party services, or unauthorized access, even if advised of the possibility of such damages.

To the maximum extent permitted by law, SKYWYE’s aggregate liability arising out of or relating to the Platform or these Terms will not exceed the greater of: (A) the total platform fees paid by you to SKYWYE during the six (6) months before the event giving rise to the claim; or (B) USD $100. This cap does not limit liability that cannot lawfully be limited.

Users remain directly responsible for their own Campaign obligations, User Content, legal compliance, tax obligations, and dealings with other Users.

19. Indemnification

To the maximum extent permitted by law, you will defend, indemnify, and hold harmless SKYWYE and its affiliates, officers, directors, employees, contractors, and service providers from claims, liabilities, losses, damages, judgments, penalties, costs, and reasonable legal fees arising from or related to: your use of the Platform; your User Content; your Campaign, Deliverables, advertising claims, products, services, or promotions; your breach of these Terms or a Collaboration Agreement; your violation of law or third-party rights; taxes attributable to you; or disputes between you and another User.

20. Governing Law and Dispute Resolution

20.1 Governing Law and Venue

These Terms are governed by the laws of [Insert Province/State and Country], without regard to conflict-of-law principles. Subject to the optional arbitration provision below, the courts located in [Insert City, Province/State, Country] will have exclusive jurisdiction, except where mandatory consumer law requires otherwise.

20.2 Informal Resolution

Before filing a claim against SKYWYE, you must send a written notice describing the claim and requested relief to the contact address below and allow at least thirty (30) days for informal resolution, unless urgent injunctive relief or a shorter statutory period applies.

20.3 Optional Arbitration and Class-Action Waiver

[Counsel to confirm] Except for eligible small-claims matters and requests for injunctive relief, disputes between you and SKYWYE will be resolved by binding individual arbitration. Claims must be brought individually and not as a plaintiff or class member in a class, collective, consolidated, or representative proceeding.

21. General Legal Terms

21.1 Force Majeure

SKYWYE is not liable for delay or failure caused by events beyond its reasonable control, including natural disasters, severe weather, war, terrorism, civil disorder, epidemics, labor disputes, governmental actions, sanctions, power or telecommunications failures, cyberattacks, payment-network disruptions, banking failures, cloud-provider outages, or internet infrastructure failures.

21.2 Notices

SKYWYE may provide notices by email, Platform notification, account message, or posting on the Platform. Legal notices to SKYWYE must be sent to the address in Section 22.

21.3 Changes to Terms, Fees and Features

SKYWYE may update these Terms or Platform policies and may introduce, modify, or discontinue features, fees, subscriptions, or commissions. Material changes will be notified where required. Changes apply prospectively and will not retroactively alter an accepted Collaboration Agreement unless required by law. Continued use after the effective date constitutes acceptance where legally permitted.

21.4 Assignment

You may not assign or transfer these Terms, an account, or Platform rights without SKYWYE’s prior written consent. SKYWYE may assign these Terms in connection with a merger, financing, reorganization, sale of assets, affiliate restructuring, or by operation of law.

21.5 Severability and Waiver

If any provision is held invalid or unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions will continue in effect. A failure to enforce any provision is not a waiver.

21.6 Entire Agreement and Order of Precedence

These Terms, the Privacy Policy, applicable Platform policies, and any accepted Collaboration Agreement form the entire agreement concerning the Platform. If terms conflict, the Collaboration Agreement controls only for the specific Campaign’s commercial terms; these Terms control for Platform operation, enforcement, liability, and legal matters.

21.7 Survival

Provisions concerning payment obligations, taxes, confidentiality, intellectual property, licenses, disputes, disclaimers, limitation of liability, indemnification, governing law, and any terms that by their nature should survive will remain effective after account closure or termination.

21.8 No Third-Party Beneficiaries

Except as expressly stated, these Terms do not grant rights to any third party.

22. Contact Information

Questions, requests, or complaints relating to these Terms may be directed to:

Organization	SKYWYE
Email	admin@skywye.com
Legal Notices	[Insert Legal Email]
Business Address	[Insert Registered Business Address]